Gusto vs Paychex Flex: prices and state program coverage

Filing payroll taxes

Gusto

Gusto’s pricing page lists tax filings and payments on all three plans. Their page, Nov 9, 2026

Paychex Flex

Paychex’s small business payroll page says it calculates, withholds and files federal, state and local payroll taxes. Their page, Nov 9, 2026

More than one state

Gusto

Gusto’s pricing page describes the Simple plan as payroll in one state and lists multi-state payroll on the Plus plan. Registering for payroll taxes in a new state is an add-on priced by state. Their page, Nov 9, 2026

Paychex Flex

The page we read doesn’t say.

Filing new hire reports

Gusto

Gusto’s help center says Gusto files the new hire report with the state where the employee works when you choose Yes for "File new hire report", and sends it within a few days. Their page, Nov 10, 2026

Paychex Flex

We haven’t found a page of theirs that says.

What do Gusto and Paychex Flex cost for 10 employees?

At list price, Gusto’s Simple plan is $119 a month for 10 people ($49 a month plus $7 per person), according to its pricing page as read November 9, 2026. Paychex Flex doesn’t publish a price and quotes by request.

Which state paid leave programs do Gusto and Paychex Flex handle?

For Gusto we’ve read help documentation covering state paid leave programs in California, Colorado, Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, Oregon, Rhode Island and Washington. For Paychex Flex we haven’t found help documentation for a state paid leave program yet, which doesn’t mean it can’t handle one.

Do Gusto and Paychex Flex work with state retirement programs?

For Gusto we’ve read help documentation covering state retirement programs in Colorado, Connecticut, Delaware, Illinois, Maine, Maryland, Minnesota, Nevada, New Jersey, New York, Oregon, Rhode Island, Vermont and Virginia. For Paychex Flex we’ve read help documentation covering state retirement programs in California, Colorado, Connecticut, Delaware, Illinois, Maine, Maryland, Minnesota, Nevada, New Jersey, New York, Oregon, Vermont and Virginia.

Do Gusto and Paychex Flex file payroll taxes for you?

Gusto’s pricing page lists tax filings and payments on all three plans. Paychex’s small business payroll page says it calculates, withholds and files federal, state and local payroll taxes.

Can Gusto and Paychex Flex run payroll in more than one state?

Gusto’s pricing page describes the Simple plan as payroll in one state and lists multi-state payroll on the Plus plan. Registering for payroll taxes in a new state is an add-on priced by state. The Paychex Flex page we read doesn’t say.

Do Gusto and Paychex Flex file new hire reports with the state?

Gusto’s help center says Gusto files the new hire report with the state where the employee works when you choose Yes for "File new hire report", and sends it within a few days. We haven’t found a Paychex Flex page that says whether it files new hire reports.