Gusto vs QuickBooks Payroll: prices and state program coverage
Prices read November 9, 2026Help docs read November 8, 2026Listed alphabetically, not ranked
Short answer
Gusto’s lowest plan that files payroll taxes lists at $49 a month plus $7 per person, and QuickBooks Payroll’s at $50 a month plus $7 per employee, on each company’s pricing page as read November 9, 2026. For 10 people that is $119 a month with Gusto and $120 with QuickBooks Payroll, before add-ons or discounts.
Of the 33 state paid leave and retirement programs The Mandate Monitor tracks, we’ve read help documentation covering 28 for Gusto and 23 for QuickBooks Payroll. A program missing from either list may still be supported.
What do Gusto and QuickBooks Payroll cost?
| Plan | List price a month | 10 people |
|---|---|---|
| Gusto SimplePayroll in one state. | $49 baseplus $7 per person | $119 |
| Gusto PlusLists multi-state payroll, time tracking and scheduling. | $99 baseplus $12 per person | $219 |
| Gusto PremiumLists a named advisor, HR guidance and compliance tools. | $179 baseplus $22 per person | $399 |
| QuickBooks Payroll Workforce PayrollFull service payroll with next-day direct deposit. | $50 baseplus $7 per employee | $120 |
| QuickBooks Payroll Workforce PremiumLists time tracking and HR tools, with same-day direct deposit. | $88 baseplus $13 per employee | $218 |
| QuickBooks Payroll Workforce EliteLists expert setup, tax penalty protection and a personal HR advisor. | $134 baseplus $17 per employee | $304 |
List prices from Gusto’s pricing page (read Nov 9, 2026) and QuickBooks Payroll’s pricing page (read Nov 9, 2026), before discounts and add-ons. The team-size figures are our arithmetic: the base fee plus the per-person fee for that many people.
Plans for each
The free route for state programs
You don’t need a payroll company to meet a state program’s rules. Each paid leave and retirement program page shows how to register and report directly with the state, which charges nothing to register.
Gusto
Gusto is an online payroll, benefits and HR service for small businesses.
From $49 a month plus $7 per person (Simple).
QuickBooks Payroll
QuickBooks Payroll, now sold as Intuit QuickBooks Workforce plans, is Intuit’s online payroll service and can be bundled with QuickBooks Online accounting.
From $50 a month plus $7 per employee (Workforce Payroll).
Listed alphabetically. We may earn a commission from these links; it never decides who’s listed or the order. How we make money.
Which state programs does each one cover?
We’ve read help documentation covering 14 state paid leave programs and 14 state retirement programs for Gusto, and 10 state paid leave programs and 13 state retirement programs for QuickBooks Payroll. Of the 28 in the table, 23 are documented for both, 5 for Gusto only and none for QuickBooks Payroll only.
| State program | Type | Gusto | QuickBooks Payroll |
|---|---|---|---|
| California SDI and Paid Family Leave CaliforniaPaid leave | Paid leave | Help docread Nov 8, 2026 | None found yet |
| Colorado FAMLI ColoradoPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 8, 2026 |
| Colorado SecureSavings ColoradoRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 8, 2026 |
| CT Paid Leave ConnecticutPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 8, 2026 |
| MyCTSavings ConnecticutRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Delaware EARNS DelawareRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Delaware Paid Leave DelawarePaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| DC Paid Family Leave District of ColumbiaPaid leave | Paid leave | Help docread Nov 8, 2026 | None found yet |
| My Illinois Savings IllinoisRetirement mandate | Retirement mandate | Help docread Nov 7, 2026 | Help docread Nov 7, 2026 |
| Maine Paid Family and Medical Leave MainePaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| MERIT MaineRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Maryland FAMLI MarylandPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| MarylandSaves MarylandRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Massachusetts Paid Family and Medical Leave MassachusettsPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Minnesota Paid Leave MinnesotaPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Minnesota Secure Choice MinnesotaRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Nevada Employee Savings Trust (NEST) NevadaRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| New Jersey Family Leave and Temporary Disability Insurance New JerseyPaid leave | Paid leave | Help docread Nov 8, 2026 | None found yet |
| RetireReady NJ New JerseyRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| New York Paid Family Leave New YorkPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| New York Secure Choice New YorkRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| OregonSaves OregonRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Paid Leave Oregon OregonPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Rhode Island TDI and TCI Rhode IslandPaid leave | Paid leave | Help docread Nov 8, 2026 | None found yet |
| RISavers Rhode IslandRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | None found yet |
| Vermont Saves VermontRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| RetirePath Virginia VirginiaRetirement mandate | Retirement mandate | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
| Washington Paid Family and Medical Leave WashingtonPaid leave | Paid leave | Help docread Nov 8, 2026 | Help docread Nov 7, 2026 |
A help doc is the company’s own article, or the state program’s help page naming the company. “None found yet” means we haven’t read one. It doesn’t mean the system can’t handle the program. 5 of the 33 programs we track aren’t in this table because we’ve found no help doc for either system.
Do they file payroll taxes, and in more than one state?
Filing payroll taxes
- Gusto
- Gusto’s pricing page lists tax filings and payments on all three plans. Their page, Nov 9, 2026
- QuickBooks Payroll
- QuickBooks’ pricing page lists full service payroll on all three Workforce plans and says payroll taxes are done for you. Their page, Nov 9, 2026
More than one state
- Gusto
- Gusto’s pricing page describes the Simple plan as payroll in one state and lists multi-state payroll on the Plus plan. Registering for payroll taxes in a new state is an add-on priced by state. Their page, Nov 9, 2026
- QuickBooks Payroll
- The page we read doesn’t say.
Filing new hire reports
- Gusto
- Gusto’s help center says Gusto files the new hire report with the state where the employee works when you choose Yes for "File new hire report", and sends it within a few days. Their page, Nov 10, 2026
- QuickBooks Payroll
- Intuit’s help article says that with QuickBooks Workforce it files the new hire forms with your state within 2 weeks of the hire date. It says independent contractors aren’t covered. Their page, Nov 10, 2026
Questions employers ask
What do Gusto and QuickBooks Payroll cost for 10 employees?
At list price, Gusto’s Simple plan is $119 a month for 10 people ($49 a month plus $7 per person) and QuickBooks Payroll’s Workforce Payroll plan is $120 ($50 a month plus $7 per employee), according to each company’s pricing page as read November 9, 2026. Add-ons, higher plans and discounts change the total.
Which state paid leave programs do Gusto and QuickBooks Payroll handle?
For Gusto we’ve read help documentation covering state paid leave programs in California, Colorado, Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, Oregon, Rhode Island and Washington. For QuickBooks Payroll we’ve read help documentation covering state paid leave programs in Colorado, Connecticut, Delaware, Maine, Maryland, Massachusetts, Minnesota, New York, Oregon and Washington.
Do Gusto and QuickBooks Payroll work with state retirement programs?
For Gusto we’ve read help documentation covering state retirement programs in Colorado, Connecticut, Delaware, Illinois, Maine, Maryland, Minnesota, Nevada, New Jersey, New York, Oregon, Rhode Island, Vermont and Virginia. For QuickBooks Payroll we’ve read help documentation covering state retirement programs in Colorado, Connecticut, Delaware, Illinois, Maine, Maryland, Minnesota, Nevada, New Jersey, New York, Oregon, Vermont and Virginia.
Do Gusto and QuickBooks Payroll file payroll taxes for you?
Gusto’s pricing page lists tax filings and payments on all three plans. QuickBooks’ pricing page lists full service payroll on all three Workforce plans and says payroll taxes are done for you.
Can Gusto and QuickBooks Payroll run payroll in more than one state?
Gusto’s pricing page describes the Simple plan as payroll in one state and lists multi-state payroll on the Plus plan. Registering for payroll taxes in a new state is an add-on priced by state. The QuickBooks Payroll page we read doesn’t say.
Do Gusto and QuickBooks Payroll file new hire reports with the state?
Gusto’s help center says Gusto files the new hire report with the state where the employee works when you choose Yes for "File new hire report", and sends it within a few days. Intuit’s help article says that with QuickBooks Workforce it files the new hire forms with your state within 2 weeks of the hire date. It says independent contractors aren’t covered.
Every payroll system side by side · Which system documents which state program
Sources
- Gusto pricing page (read Nov 9, 2026)
- QuickBooks Payroll pricing page (read Nov 9, 2026)
- The help document for each state program is linked in the table above. The full lists are on the Gusto and QuickBooks Payroll pages.