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Gusto vs QuickBooks Payroll: prices and state program coverage

Prices read November 9, 2026Help docs read November 8, 2026Listed alphabetically, not ranked

Short answer

Gusto’s lowest plan that files payroll taxes lists at $49 a month plus $7 per person, and QuickBooks Payroll’s at $50 a month plus $7 per employee, on each company’s pricing page as read November 9, 2026. For 10 people that is $119 a month with Gusto and $120 with QuickBooks Payroll, before add-ons or discounts.

Of the 33 state paid leave and retirement programs The Mandate Monitor tracks, we’ve read help documentation covering 28 for Gusto and 23 for QuickBooks Payroll. A program missing from either list may still be supported.

What do Gusto and QuickBooks Payroll cost?

PlanList price a month10 people
Gusto SimplePayroll in one state.$49 baseplus $7 per person$119
Gusto PlusLists multi-state payroll, time tracking and scheduling.$99 baseplus $12 per person$219
Gusto PremiumLists a named advisor, HR guidance and compliance tools.$179 baseplus $22 per person$399
QuickBooks Payroll Workforce PayrollFull service payroll with next-day direct deposit.$50 baseplus $7 per employee$120
QuickBooks Payroll Workforce PremiumLists time tracking and HR tools, with same-day direct deposit.$88 baseplus $13 per employee$218
QuickBooks Payroll Workforce EliteLists expert setup, tax penalty protection and a personal HR advisor.$134 baseplus $17 per employee$304

List prices from Gusto’s pricing page (read Nov 9, 2026) and QuickBooks Payroll’s pricing page (read Nov 9, 2026), before discounts and add-ons. The team-size figures are our arithmetic: the base fee plus the per-person fee for that many people.

Plans for each

The free route for state programs

You don’t need a payroll company to meet a state program’s rules. Each paid leave and retirement program page shows how to register and report directly with the state, which charges nothing to register.

Listed alphabetically. We may earn a commission from these links; it never decides who’s listed or the order. How we make money.

Which state programs does each one cover?

We’ve read help documentation covering 14 state paid leave programs and 14 state retirement programs for Gusto, and 10 state paid leave programs and 13 state retirement programs for QuickBooks Payroll. Of the 28 in the table, 23 are documented for both, 5 for Gusto only and none for QuickBooks Payroll only.

State programGustoQuickBooks Payroll
California SDI and Paid Family Leave CaliforniaPaid leaveHelp docread Nov 8, 2026None found yet
Colorado FAMLI ColoradoPaid leaveHelp docread Nov 8, 2026Help docread Nov 8, 2026
Colorado SecureSavings ColoradoRetirement mandateHelp docread Nov 8, 2026Help docread Nov 8, 2026
CT Paid Leave ConnecticutPaid leaveHelp docread Nov 8, 2026Help docread Nov 8, 2026
MyCTSavings ConnecticutRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
Delaware EARNS DelawareRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
Delaware Paid Leave DelawarePaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026
DC Paid Family Leave District of ColumbiaPaid leaveHelp docread Nov 8, 2026None found yet
My Illinois Savings IllinoisRetirement mandateHelp docread Nov 7, 2026Help docread Nov 7, 2026
Maine Paid Family and Medical Leave MainePaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026
MERIT MaineRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
Maryland FAMLI MarylandPaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026
MarylandSaves MarylandRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
Massachusetts Paid Family and Medical Leave MassachusettsPaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026
Minnesota Paid Leave MinnesotaPaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026
Minnesota Secure Choice MinnesotaRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
Nevada Employee Savings Trust (NEST) NevadaRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
New Jersey Family Leave and Temporary Disability Insurance New JerseyPaid leaveHelp docread Nov 8, 2026None found yet
RetireReady NJ New JerseyRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
New York Paid Family Leave New YorkPaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026
New York Secure Choice New YorkRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
OregonSaves OregonRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
Paid Leave Oregon OregonPaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026
Rhode Island TDI and TCI Rhode IslandPaid leaveHelp docread Nov 8, 2026None found yet
RISavers Rhode IslandRetirement mandateHelp docread Nov 8, 2026None found yet
Vermont Saves VermontRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
RetirePath Virginia VirginiaRetirement mandateHelp docread Nov 8, 2026Help docread Nov 7, 2026
Washington Paid Family and Medical Leave WashingtonPaid leaveHelp docread Nov 8, 2026Help docread Nov 7, 2026

A help doc is the company’s own article, or the state program’s help page naming the company. “None found yet” means we haven’t read one. It doesn’t mean the system can’t handle the program. 5 of the 33 programs we track aren’t in this table because we’ve found no help doc for either system.

Do they file payroll taxes, and in more than one state?

Filing payroll taxes

Gusto
Gusto’s pricing page lists tax filings and payments on all three plans. Their page, Nov 9, 2026
QuickBooks Payroll
QuickBooks’ pricing page lists full service payroll on all three Workforce plans and says payroll taxes are done for you. Their page, Nov 9, 2026

More than one state

Gusto
Gusto’s pricing page describes the Simple plan as payroll in one state and lists multi-state payroll on the Plus plan. Registering for payroll taxes in a new state is an add-on priced by state. Their page, Nov 9, 2026
QuickBooks Payroll
The page we read doesn’t say.

Filing new hire reports

Gusto
Gusto’s help center says Gusto files the new hire report with the state where the employee works when you choose Yes for "File new hire report", and sends it within a few days. Their page, Nov 10, 2026
QuickBooks Payroll
Intuit’s help article says that with QuickBooks Workforce it files the new hire forms with your state within 2 weeks of the hire date. It says independent contractors aren’t covered. Their page, Nov 10, 2026

Questions employers ask

What do Gusto and QuickBooks Payroll cost for 10 employees?

At list price, Gusto’s Simple plan is $119 a month for 10 people ($49 a month plus $7 per person) and QuickBooks Payroll’s Workforce Payroll plan is $120 ($50 a month plus $7 per employee), according to each company’s pricing page as read November 9, 2026. Add-ons, higher plans and discounts change the total.

Which state paid leave programs do Gusto and QuickBooks Payroll handle?

For Gusto we’ve read help documentation covering state paid leave programs in California, Colorado, Connecticut, Delaware, District of Columbia, Maine, Maryland, Massachusetts, Minnesota, New Jersey, New York, Oregon, Rhode Island and Washington. For QuickBooks Payroll we’ve read help documentation covering state paid leave programs in Colorado, Connecticut, Delaware, Maine, Maryland, Massachusetts, Minnesota, New York, Oregon and Washington.

Do Gusto and QuickBooks Payroll work with state retirement programs?

For Gusto we’ve read help documentation covering state retirement programs in Colorado, Connecticut, Delaware, Illinois, Maine, Maryland, Minnesota, Nevada, New Jersey, New York, Oregon, Rhode Island, Vermont and Virginia. For QuickBooks Payroll we’ve read help documentation covering state retirement programs in Colorado, Connecticut, Delaware, Illinois, Maine, Maryland, Minnesota, Nevada, New Jersey, New York, Oregon, Vermont and Virginia.

Do Gusto and QuickBooks Payroll file payroll taxes for you?

Gusto’s pricing page lists tax filings and payments on all three plans. QuickBooks’ pricing page lists full service payroll on all three Workforce plans and says payroll taxes are done for you.

Can Gusto and QuickBooks Payroll run payroll in more than one state?

Gusto’s pricing page describes the Simple plan as payroll in one state and lists multi-state payroll on the Plus plan. Registering for payroll taxes in a new state is an add-on priced by state. The QuickBooks Payroll page we read doesn’t say.

Do Gusto and QuickBooks Payroll file new hire reports with the state?

Gusto’s help center says Gusto files the new hire report with the state where the employee works when you choose Yes for "File new hire report", and sends it within a few days. Intuit’s help article says that with QuickBooks Workforce it files the new hire forms with your state within 2 weeks of the hire date. It says independent contractors aren’t covered.

Every payroll system side by side · Which system documents which state program

Sources

  1. Gusto pricing page (read Nov 9, 2026)
  2. QuickBooks Payroll pricing page (read Nov 9, 2026)
  3. The help document for each state program is linked in the table above. The full lists are on the Gusto and QuickBooks Payroll pages.